Merv's Politically Incorrect Audio Blog

Discussion in 'SBAF Blogs' started by purr1n, Dec 26, 2018.

  1. YMO

    YMO Chief Fun Officer

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    Personally I think the government should at least give some form of cash incentive to verts to cover most of their medical bills. The amount of hate I keep hearing from the VA is higher than my head.

    On other benefits, I don't mind the government proving special benefits for those who receive an honorable discharge. However, there need to be accountability for those benefits IMO. Where's the accountability when the VA fucks up left and right? At least locally they are building another VA location due to the high amounts of Verts perma-moving to FL.

    While my perspective is not even close to perfect (and yes it does have flaws which I will admit), I believe health care should be a 10th amendment/states rights issue. I do believe health care from the federal government is unconstitutional due to it is not listed in the Constitution period. I hold a strong belief that Medicare and Social Security are unconstitutional as f**k, and I do not not believe the 16th Amendment allows for SS and Medicare Tax from my paychecks.

    Now this is the part you and I will disagree 100%: I treat healthcare as a service with very little government intervention. Get government out of so much regulation that people don't have to spend years figuring out how to figure out a medical bill due to all these regulation. I say nuke the whole thing and start fresh and "Freer" market base. Would be interesting to get @crenca perspective on this since he is in the industry for the most part.

    Depends if it is Constitutional or not. I personally believe that we should follow the Constitution as is. Not because we are assholes as a nation, but it is to prevent us from going off the mark and do stuff based on feelings IMO. Also, no one is stopping a state from doing their own thing. The issue at that point is who runs those states.

    Yes, I know my perspective has flaws and I all admit it. But we need to do stuff base on how things are written. If we don't follow the rules, there goes everything.

    Once again if local/state government want to have safety nets, it's on them. However, being in FL there is a big Anti-Social Net thinking here. Not because we are all assholes, but it is more of a good chunk of people came from states/cities that are expensive to live and high taxes to pay for these programs doesn't help someone who is able to work but can barely afford to keep their roof over their heads. I seen this over and over when more and more folks leaving the NYC area since some have enough of their tax money going to help people when they are barely making it. Sucks it does, but it gets to a boiling point when you take someone's wallet too much they are going to say f**k off you leech and work. And this is one reason why FL is growing and I keep seeing more CA/NY/NJ/IL tags.

    Isn't your country kind of free marketish?
     
  2. dark_energy

    dark_energy Friend

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    Yes. I have had a lot of exp with myself and other close people having problems with getting to a doctor at a reasonable time. (this relatively common, I heard its similar in UK) Imagine sitting with a f'ing broken ligament for 3 months. Overheard a doc talking with a patient who broke the ankle, 18 yo girl. Beacuse Estonians arent poor as f. ofc the person got some help - I imagine. People arent getting to the doc in time, thats the most common problem. Then there are these idiots who go to the doc every month for no reason, thats an other story. Only thing I have learned is that if you have money you are good, the system is not going to save you - wishful thinking.

    On the positive side, we have world class neurosurgeons and docs who treat serious illnesses and so on, so not saying it is bad. Just saying that if you dont have a lot of money you might be in a bad place anyway (nonlife threathening chronic issues). You arent getting what you need when you need it.
     
    Last edited: Oct 8, 2020
  3. scapeinator1

    scapeinator1 Once You Go Black You'll Never Go Back

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    I mean you have a consistent ideology, which I respect. All too often I see people who flip flop on a lot of things with no consistency. We can just agree to disagree on this topic. But certainly we agree that the VA needs to be improved or better options via private sector need to be offered.

    Hey man I get that this might be how you feel about your life and your family, but a lot of people would not relate to this and it's not because they are weak or not as smart as you. Many of the patients I've encountered in medical school would have traded anything for more time with their children or even the chance just to say goodbye. Yes. We'll all die some day, but it's not like the suffering that happens on this earth is meaningless and inconsequential.

    I mean look I guess we look at it differently. Alleviating suffering is my life's work. Giving people that little bit of extra quality of life in their final days is something that matters to me, but I get that it may seem silly to you.
     
  4. purr1n

    purr1n Desire for betterer is endless.

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    The modern condition isn't terrible? What happens when we don't keep death close to us (look what we as a society do with old people, we hide them away) is that we forget about how precious life is.

    When that happens, do we dumb stuff. Look at Lori Loughlin, her husband, and her daughter Olivia Jade. You don't think what they went through wasn't immense human suffering? It's just different. Instead of physical suffering, they went through an amount of psychological suffering that I would not wish upon my worst enemy. Maybe if Loughlin had lived her life knowing that their time was limited, so she would not have gone to such desperate depths to bribe her daughter into USC. And who the f**k would want to bribe anyone to get their kid into USC of all schools?

    I've seen many many individuals lose friends, money, respect, families, over chasing the big man in this hobby. We're talking about levels of suffering akin to losing a limb or not having anything to eat because a famine.
     
    Last edited: Oct 8, 2020
  5. purr1n

    purr1n Desire for betterer is endless.

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    When and where did I say that comforting the ill or dying was silly? Or that modern medical science in repairing wounds from car sheet metal impaled into peoples' chests was unworthy?

    I'll tell you that I'm biologically programmed to more easily do this (comforting sick and dying) than to comfort someone who spent way took much money on audio gear chasing the big-man when the shit hit the fan - and I've done plenty of the latter already via SBAF.
     
    Last edited: Oct 8, 2020
  6. crenca

    crenca Friend

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    "We'll all die some day, but it's not like the suffering that happens on this earth is meaningless and inconsequential."

    It seems to me that you believe the meaning of suffering and death is that it is evil, or meaningless - something to be delayed and avoided "at all costs", and because our ancestors suffered and died a bit earlier on average them we do today, their lives/societies were fundamentaly inferior.

    I honestly can't tell the difference between this position and mere sentiment.
     
  7. purr1n

    purr1n Desire for betterer is endless.

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    Poverty, war, famine. Bad things of course. Very bad. Straight up bad.

    Keeping up with the Kardashians... Now that's suffering on another level. I feel so sorry for them. That's like your very soul, your consciousness being tortured over and over again, all self-inflicted.

    What are they going to do when they die and realize no one gives a shit about them and that they can't take their shit with them and no one is watching or holding vigil for them (or if people were, they wouldn't know because they would be dead).
     
  8. purr1n

    purr1n Desire for betterer is endless.

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    Jude at Head-Fi says: Sorry About Your Wallet.

    I'm pretty sure I've said this before, but in case I have not, I will make it explicit:

    Be of Sound Mind Before You Enter This Hobby​

    This hobby is really just a microcosm of what happens in RL. I can almost predict your financial and family futures and how happy you are based your gear habits to income/wealth. It's kind of scary.
     
    Last edited: Oct 8, 2020
  9. purr1n

    purr1n Desire for betterer is endless.

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    We cannot plan on when we will die. Two things I've said before:
    1. Last time I checked, I bled when I was cut
    2. I could get run over by a bus the next day
    We are mortal and we absolutely do not know when we are going to die. Nope, I'm not any stronger or smarter than these folks who wished for more time. However I will say this (okay, I know I will sound like a dick here): It would seem that I am lot more prepared*. I'm not going to wish for more time to say goodbye. Time's up. Life doesn't work like that. There are no redos at the time of death. This isn't the Star Trek the Picard / Q episode. Better make it right before and try to live every day as if it was the last one in your life.

    People think that the last day of their life should be some kind of big bang, like that Joe vs. Volcano movie. That's Hollywood and stupid Americanism. When we deeply reflect and mediate upon what this means, it's rather different. I'd just go about my day as usual and make the best of it.

    * I think this is a good question that people should ask themselves. How would they feel? Is there any unfinished business? Have they been distracted with stupid shit that really doesn't matter in life? I know it's not comforting, but you fucked up somewhere if you desperately feel that more time is needed.
     
    Last edited: Oct 8, 2020
  10. dark_energy

    dark_energy Friend

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    Experience the real suck and realise when you have a home and some good people around you everything is great. I have learned that espesially nowadays I dont like being super critical of people or like hearing people semidepressively talking down someone because of some"real" strangesness or a short fall of personality or quirk. Most people are a little strange at times and are maybe better for it at times because of exp. I still love good comedy though.

    Psychological part is probably living outside of self and not realising your body and exp is most important. Not being really one with shelf and giving your attention to "rent"....
     
  11. purr1n

    purr1n Desire for betterer is endless.

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    There is some stuff in modern society that is so utterly stupid that people don't even stop to think twice about it:

    The 30 year mortgage
    The student loan
    The bank OWNS "your" house for 30 years (or more) until you pay it off, down to that last fricking dime. Most people take home equity loans to fund BMWs, Range Rovers, and exotic vacations when times are good (asset bubbles). This only compounds (pun intended) the problem.

    The student loan is when you didn't want to deal with the problem after college and realized that the liberal arts degree in Indian Basket Weaving you got was almost useless. You then took the deferred payment to 10 years later plan without realizing that interest kept being added. The problem was already compounded when 40% of that loan was spent on luxuries (imitation Supreme jackets) instead of for actual education.

    -

    This is suffering, like the bank cutting your forearm every month to take your blood to sell it, or breaking your ankle during a boar hunt which made you never walk normally again. Actually, I'm pretty sure the hypothetical student loan situation would more be like having your foot cut off. The foot cut off actually may be less debilitating, which is scary.

    So much structures in modern society, designs to make people suffer, and people are getting rich of them too. FWIW, The Gates Foundation loves holding mortgaging securities - if you got tens and tens of billions in assets, you gotta put them somewhere.


    Tidbits:
    • The 30-year mortgage was a result of FDR's New Deal. Before that, the typical mortgage was a "car loan", three to five years. After New Deal, it became 15. Then 20, 25, 30. You know how it goes. Chasing the big-man and people are dumb.
    • When I went to college, student loans were barely a thing. You didn't get them for law school (without realizing that most lawyers are small-business people), iffy liberal arts degrees, University of Phoenix, ITT, Trump business school, etc. You got them for stuff like medical school.
    • Any time government (President, Senators, Congressmen, officials, etc.) pushes for more "homeowners", it's a scam. The law of the universe dictates this means more mortgages of dubious quality.
     
    Last edited: Oct 8, 2020
  12. robot zombie

    robot zombie Friend

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    This whole conversation reminds me a bit of an old Onion short...

    Karl's happy as hell, and he ain't got shit! He could die tomorrow and he probably wouldn't mind. But nobody around him seems to understand him at all. Not that Karl minds... not as much as they seem to. It's as though he is totally oblivious to their fears. They must be thinking "Doesn't he know that he's going to die one day?"

    I can actually relate to that guy a good bit. I can't pretend like I don't fear death, but at the same time, I've become aware that's mostly just ego talking. A big part of its job is keeping me alive. But in this world it often gets used against you. You learn to fear certain outcomes in life as though they themselves are death. Sometimes an existence you can't see yourself in is a worse fate than death. "My life is over." A simple life is nice, sometimes. Everyone wants to be special in their own worlds. But death is the great equalizer. There's some freedom in that. Or at least it makes you more prone to appreciate certain things... and worry less about others.
     
  13. purr1n

    purr1n Desire for betterer is endless.

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    Seriously. I am thinking about this again. Why the f**k would anyone want to be indebted to another entity for 30 years? That's crazy! Like coo coo.

    The fact that 30-year mortgages exist only inflate asset prices. If all Americans one day said "f**k You Bank", I only want a 5-year or 10-year mortgage, I bet homes prices would suddenly get a lot less.
     
  14. dark_energy

    dark_energy Friend

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    This describes becoming a real slave to the system but hey, "you" ordered it. I am thinking that I never want to be that guy. Only loan I can justify was my car leas that is a tool to go to work.
     
  15. purr1n

    purr1n Desire for betterer is endless.

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    Loans good for one thing: to make money. Never for anything else. Pretty sure Yoda said that.
     
  16. YMO

    YMO Chief Fun Officer

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    @purr1n don't remind me of work. When the rates are low, it becomes a refinancing/payoff loan with different lender party fuckfest.

    The more that I work on servicing loans the more I don't really wannna own a home. There are great benefits of ownership, but I'm a lazy f**k. Lazy fucks shouldn't own homes period, because if you are too lazy to learn how to paint then you are an idiot.
     
  17. crenca

    crenca Friend

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    In my family my grandparents generation were suspicious of debt, even when they had 30 years. My parents generation were largely oblivious, even disdainful of those who dared questioned it. I am tainted, in that I am halfway through a 15 year, though we don't do debt for anything else (CC's, etc.) and pay cash for cars, have real retirement savings and college funds for the kids, etc. I have to admit that my parents did not teach me any of this however...
     
  18. YMO

    YMO Chief Fun Officer

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    I was becoming on the path of a money saving Yoda until I discovered SBAF. :eek:

    But the reality is that I am having less self-control than I would like.
     
  19. dark_energy

    dark_energy Friend

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    It is a Trap. Getting rich does not help either, you get comfortable spending more and there is always not that much free money.
     
    Last edited: Oct 8, 2020
  20. robot zombie

    robot zombie Friend

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    The debts they keep are leverage, no? As good as cash to them. Better in some ways. They'd like to have as many people as possible owing them money for as long as possible. It suits them, they can, and people go for it like it's just the thing to do.

    I've been thinking a lot about this very thing lately. Turned 30 this year... kinda looking at pictures of what my future might look like and where to line my ducks. And I gotta say, it's hard to picture a mortgage in there. My parents will be long retired before they ever pay theirs off. We just kinda laugh about how absurd that situations is.

    The thought of it kinda gives me this sinking feeling that I can't fully explain. It's not like I can't do it. I could afford it now, in this area. For now... later is harder to say because of how things change when you're locked-in. I bet nobody who's ever lost big on a mortgage expected things to change for them like they did.

    I just can't begin to explain how little I want that. I don't know if I even want a house. Unless I come up with some leverage to get around it, who knows? I may not. It would be nice to own a small one. But having no aspirations to push for starting a family, I feel like I have fewer reasons than a lot of the people who take those deals, because I just can't fathom it. But then, the thought of a family AND a mortgage is even harder for me to comprehend.

    I'm not cut out for that stuff. I'm going to have to have a different plan, to get some more stability. It's hard to see a future in 30 years of debt imprisonment. I'd be paying for my house for the rest of my working life. Minimum!
     

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